{"id":22413,"date":"2025-01-06T16:57:00","date_gmt":"2025-01-06T14:57:00","guid":{"rendered":"https:\/\/staging.moneyhub.ee\/useful-info\/raksti\/p2p-investing-myths\/"},"modified":"2025-10-06T04:33:49","modified_gmt":"2025-10-06T02:33:49","slug":"p2p-investiciju-miti-faktus-izdomajumiem","status":"publish","type":"post","link":"https:\/\/staging.moneyhub.ee\/lv\/useful-info\/raksti\/p2p-investiciju-miti-faktus-izdomajumiem\/","title":{"rendered":"P2P invest\u012bciju m\u012bti: at\u0161\u0137irt faktus no izdom\u0101jumiem"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"22413\" class=\"elementor elementor-22413 elementor-7001\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-599a6277 e-flex e-con-boxed e-con e-parent\" data-id=\"599a6277\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7a376e elementor-widget elementor-widget-shortcode\" data-id=\"b7a376e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71f49e5b e-flex e-con-boxed e-con e-parent\" data-id=\"71f49e5b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-62067575 ddddf e-flex e-con-boxed e-con e-child\" data-id=\"62067575\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63b7e3af elementor-widget elementor-widget-heading\" data-id=\"63b7e3af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">P2P invest\u012bciju m\u012bti: at\u0161\u0137irt faktus no izdom\u0101jumiem<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11547fa6 e-flex e-con-boxed e-con e-parent\" data-id=\"11547fa6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-526e8eec elementor-widget elementor-widget-image\" data-id=\"526e8eec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2240\" height=\"1260\" src=\"https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2024\/01\/MoneyHub-Special-Reports-Images-18.png\" class=\"attachment-full size-full wp-image-22414\" alt=\"p2p investing myths\" srcset=\"https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2024\/01\/MoneyHub-Special-Reports-Images-18.png 2240w, https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2024\/01\/MoneyHub-Special-Reports-Images-18-300x169.png 300w, https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2024\/01\/MoneyHub-Special-Reports-Images-18-1024x576.png 1024w, https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2024\/01\/MoneyHub-Special-Reports-Images-18-768x432.png 768w, https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2024\/01\/MoneyHub-Special-Reports-Images-18-1536x864.png 1536w\" sizes=\"(max-width: 2240px) 100vw, 2240px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-328d534a e-flex e-con-boxed e-con e-parent\" data-id=\"328d534a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1aa52bbf elementor-widget elementor-widget-heading\" data-id=\"1aa52bbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Liela da\u013ca P2P invest\u012bciju kr\u0101p\u0161anas gad\u012bjumu ir izrais\u012bjusi t\u0101 saukto P2P invest\u012bciju m\u012btu izplat\u012bbu. Ta\u010du cik pamatoti ir \u0161ie m\u012bti? At\u0161\u0137irsim faktus no izdom\u0101jumiem.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3161cf2f elementor-widget elementor-widget-text-editor\" data-id=\"3161cf2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>M\u016bsdienu investoriem ir pla\u0161as invest\u012bciju iesp\u0113jas. No vis\u0101m t\u0101m visliel\u0101ko popularit\u0101ti un izaugsmi g\u016bst modern\u0101s peer-to-peer (P2P) aizdevumu platformas.<\/p><p>\u0160is invest\u012bciju modelis ir nojaucis tradicion\u0101l\u0101s invest\u012bciju robe\u017eas. P2P invest\u012bcijas ir k\u013cuvu\u0161as par vienu no visstrauj\u0101k augo\u0161ajiem alternat\u012bvajiem invest\u012bciju instrumentiem, kas investoriem nodro\u0161ina diversific\u0113tus portfe\u013cus un augstu ienes\u012bgumu.<\/p><p>Tom\u0113r, t\u0101pat k\u0101 visiem finans\u0113\u0161anas aspektiem, P2P invest\u012bcij\u0101m ir rakstur\u012bgi noteikti riski un pretest\u012bba, jo \u012bpa\u0161i no nesaproto\u0161iem indiv\u012bdiem un mediju koment\u0113t\u0101jiem.<\/p><p>Liela da\u013ca P2P invest\u012bciju kr\u0101p\u0161anas gad\u012bjumu ir izrais\u012bjusi t\u0101 saukto P2P invest\u012bciju m\u012btu ra\u0161anos. Tom\u0113r, cik pamatoti ir \u0161ie m\u012bti?<\/p><p>\u0160eit ir da\u017ei izplat\u012bti m\u012bti par P2P, kas ir j\u0101atsp\u0113ko.<\/p><h2>Peer-to-Peer invest\u012bcijas ir jauna modes par\u0101d\u012bba<\/h2><p>Lai gan P2P invest\u012bciju v\u0113sture<a href=\"https:\/\/staging.moneyhub.ee\/en\/money\/loans\/\"> aizdevumu<\/a> jom\u0101 ir \u012bsa sal\u012bdzin\u0101jum\u0101 ar tradicion\u0101lajiem invest\u012bciju instrumentiem, kop\u0161 to par\u0101d\u012b\u0161an\u0101s investoru piepras\u012bjums ir tikai pieaudzis. \u0160is sektors nav modes par\u0101d\u012bba vai p\u0101rejo\u0161a tendence, bet gan sasniedzis pilngad\u012bbu.<\/p><p>Apsveriet \u0161o: P2P tirgus v\u0113rt\u012bba <a href=\"https:\/\/www.globenewswire.com\/news-release\/2020\/02\/17\/1985769\/0\/en\/Peer-to-Peer-P2P-Lending-Market-Worth-44-Billion-by-2024-Trends-Developments-Company-Profiles-Market-Outlook-Strategic-Recommendations.html\" target=\"_blank\" rel=\"noopener\">l\u012bdz 2024. gadam sasniegs vair\u0101k nek\u0101 44 miljardus dol\u0101ru<\/a>. Inov\u0101cijas, ko P2P ievie\u0161, izmantojot inovat\u012bv\u0101kas un automatiz\u0113t\u0101kas tehnolo\u0123ijas, dabiski piesaista arvien liel\u0101ku skaitu tehnolo\u0123ij\u0101m pieredz\u0113ju\u0161u cilv\u0113ku.<\/p><h2>Peer-to-Peer invest\u012bcijas ir dom\u0101tas tikai riskantiem aiz\u0146\u0113m\u0113jiem vai t\u016bksto\u0161gades paaudzei<\/h2><p>Tehnolo\u0123isko inov\u0101ciju d\u0113\u013c past\u0101v nepareizs uzskats, ka P2P invest\u012bcijas izmanto tikai jaun\u0101kas paaudzes.<\/p><p>Lai gan t\u016bksto\u0161gades paaudze arvien vair\u0101k izmanto P2P invest\u012bciju platformas to vienk\u0101r\u0161\u012bbas un \u0113rt\u012bbas d\u0113\u013c, uzskats, ka \u0161o nozari domin\u0113 \u201etehnolo\u0123ij\u0101m pieredz\u0113jusi paaudze\u201d, ir nepareizs.<\/p><p>Lai gan ir taisn\u012bba, ka vair\u0101k nek\u0101 puse no P2P investoriem ir t\u016bksto\u0161gades paaudzes p\u0101rst\u0101vji, <a href=\"https:\/\/techbullion.com\/experience-of-investors-determines-the-future-p2p-lending\/\" target=\"_blank\" rel=\"noopener\">iev\u0113rojami 36 % no vi\u0146iem ir vec\u0101ki par 38 gadiem<\/a>, atsp\u0113kojot m\u012btu, ka P2P invest\u012bcijas ir dom\u0101tas tikai jaun\u0101kajai paaudzei.<\/p><h2>Ien\u0101kumi nav garant\u0113ti<\/h2><p>Princips \u201ejo augst\u0101ka atdeve, jo liel\u0101ki riski\u201d parasti noz\u012bm\u0113 vai nu iev\u0113rojamu atdevi no j\u016bsu ieguld\u012bjuma, vai ar\u012b to, ka j\u016bs varat zaud\u0113t visu.<\/p><p>T\u0101p\u0113c jaun\u0101ki un, iesp\u0113jams, maz\u0101ki investori gatavojas slikt\u0101kajam, ieguldot naudu visizdev\u012bg\u0101kajos apst\u0101k\u013cos.<\/p><p>Piesaistot investorus ar augst\u0101m procentu likm\u0113m, P2P platforma var izr\u0101d\u012bties <a href=\"https:\/\/staging.moneyhub.ee\/en\/useful\/scamming-update\/\">kr\u0101p\u0161ana<\/a>, k\u0101 tas notika ar <a href=\"https:\/\/www.nytimes.com\/2016\/02\/02\/business\/dealbook\/ezubao-china-fraud.html\" target=\"_blank\" rel=\"noopener\">platformu Ezubao, kas 2015. gad\u0101 no investoriem nozaga 7,6 miljardus dol\u0101ru.<\/a><\/p><p>\u0160\u0101da l\u012bme\u0146a kr\u0101p\u0161ana un viltojumi uzreiz piesaista <a href=\"https:\/\/staging.moneyhub.ee\/en\/useful\/articles\/\">negat\u012bvas virsrakstus par P2P nozari<\/a>. Tom\u0113r \u0161\u0101das kr\u0101p\u0161anas nav izplat\u012bta tendence P2P tirg\u016b. Tas ir saist\u012bts ar invest\u012bciju pakot\u0146u pieaugumu, kas ir viena no metod\u0113m, ko pla\u0161i izmanto, lai izvair\u012btos no tik augstiem riskiem.<\/p><p>Ieguld\u012bjumu paketes ir nauda, kas tiek ieguld\u012bta vair\u0101kos aizdevumos, nevis vien\u0101, un t\u0101s samazina aiz\u0146\u0113m\u0113ju saist\u012bbu nepild\u012b\u0161anas risku.<\/p><p>Turkl\u0101t liel\u0101k\u0101 da\u013ca (ne visas) P2P platformas saviem investoriem pied\u0101v\u0101 atpirk\u0161anas garantiju, kas \u013cauj vi\u0146iem sa\u0146emt kompens\u0101ciju par nokav\u0113tiem vai nepild\u012btiem aizdevumiem, ja aizdevuma izsniedz\u0113js neveic maks\u0101jumus. \u0160\u012b garantija \u013cauj investoriem sa\u0146emt zin\u0101mu atdevi, nevis zaud\u0113t savu kapit\u0101lu.<\/p><p>T\u0101tad negarant\u0113ti ien\u0101kumi ir v\u0113l viens m\u012bts.<\/p><h2>Peer-to-Peer nozare nav regul\u0113ta<\/h2><p>Piem\u0113ram, Apvienotaj\u0101 Karalist\u0113 P2P nozare kop\u0161 2014. gada ir regul\u0113ta ar Finan\u0161u uzraudz\u012bbas iest\u0101des (FCA) pal\u012bdz\u012bbu. P\u0113d\u0113jo gadu laik\u0101 P2P ir integr\u0113jies <a href=\"https:\/\/www.thetimes.co.uk\/raconteur\/finance\/eight-myths-p2p-loans-busted\/\" target=\"_blank\" rel=\"noopener\">glob\u0101laj\u0101 finan\u0161u pakalpojumu nozar\u0113<\/a> un ir atz\u012bts par le\u0123it\u012bmu invest\u012bciju instrumentu.<\/p><p>Visas nopietn\u0101s platformas P2P aizdevumu tirg\u016b ir sa\u0146\u0113mu\u0161as licences no savas viet\u0113j\u0101s finan\u0161u iest\u0101des, kas aizsarg\u0101 to klientu intereses.<\/p><p>Tom\u0113r ES 2021. gada novembr\u012b ieviesa jaunu <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/?uri=uriserv%3AOJ.L_.2020.347.01.0001.01.ENG&amp;toc=OJ%3AL%3A2020%3A347%3ATOC#ntc19-L_2020347EN.01000101-E0019\" target=\"_blank\" rel=\"noopener\">visas ES m\u0113roga likumdo\u0161anu<\/a>, saska\u0146\u0101 ar kuru tirdzniec\u012bbas bloka platform\u0101m licences j\u0101ieg\u016bst l\u012bdz 2022. gada novembrim.<\/p><p>Pirms izv\u0113laties k\u0101du P2P invest\u012bciju platformu, p\u0101rbaudiet, vai uz\u0146\u0113mumam ir pie\u0161\u0137irta licence no regulat\u012bv\u0101s iest\u0101des.<\/p><h2>Peer-to-Peer platformas ir riskantas investoriem<\/h2><p>Investoriem j\u0101apzin\u0101s, ka P2P invest\u012bcij\u0101m ir risks. Tom\u0113r P2P nozare pied\u0101v\u0101 da\u017e\u0101dus riska l\u012bme\u0146us. Da\u017eas platformas pied\u0101v\u0101 tikai da\u017eus P2P aizdevumus, kuros invest\u0113t, citas pied\u0101v\u0101 daudzveid\u012bgu riska portfeli.<\/p><p>Investoriem j\u0101izprot, k\u0101p\u0113c diversifik\u0101cija ir \u013coti svar\u012bga, un j\u0101nosaka, k\u0101 P2P platforma var atg\u016bt savu naudu, ja aizdevums k\u013c\u016bst nokav\u0113ts vai piln\u012bb\u0101 nepild\u012bts. Uzticami P2P aizdev\u0113ji pied\u0101v\u0101 atpirk\u0161anas garantiju, lai pasarg\u0101tu no kapit\u0101la zaud\u0113jumiem.<\/p><h2>Lai s\u0101ktu, b\u016btu noder\u012bgi, ja jums b\u016btu daudz naudas<\/h2><p>Lai gan da\u017ei invest\u012bciju veidi prasa lielas naudas summas, lai s\u0101ktu, P2P invest\u012bcijas ir pieejamas liel\u0101kajai da\u013cai ien\u0101kumu l\u012bme\u0146u. Invest\u012bciju atdeve at\u0161\u0137iras atkar\u012bb\u0101 no aizdevuma veida, aizdevuma nosac\u012bjumiem un riska pak\u0101pes.<\/p><p>Liel\u0101k\u0101 da\u013ca investoru var viegli s\u0101kt invest\u0113t P2P invest\u012bciju jom\u0101 ar nelielu summu.<\/p><p>Daudzas P2P platformas nodro\u0161ina investoriem augstu p\u0101rredzam\u012bbu un kontroli, kur investori var izv\u0113l\u0113ties, k\u0101das likmes vi\u0146us interes\u0113.<\/p><h2>Es nevaru kontrol\u0113t autom\u0101tisk\u0101s invest\u012bcijas<\/h2><p>Autom\u0101tisk\u0101s invest\u012bcijas ir funkcija, kas aizst\u0101j manu\u0101lo aizdevumu izv\u0113li un invest\u012bcijas.<\/p><p>Lai aktiviz\u0113tu autom\u0101tisk\u0101s invest\u012bcijas, investoriem ir j\u0101izveido portfelis ar konkr\u0113tiem krit\u0113rijiem, kas tiem ir piem\u0113roti.<\/p><p>P\u0113c portfe\u013ca izveides platforma autom\u0101tiski izv\u0113las un invest\u0113 aizdevumos, kas atbilst \u0161\u012bm pras\u012bb\u0101m. Investori jebkur\u0101 br\u012bd\u012b var veikt izmai\u0146as, p\u0101rtraukt vai izveidot vair\u0101kus portfe\u013cus.<\/p><p>Tas noz\u012bm\u0113, ka investori var piln\u012bb\u0101 kontrol\u0113t savas P2P invest\u012bcijas, izmantojot manu\u0101lo vai autom\u0101tisko invest\u012bciju funkciju.<\/p><p>Neatkar\u012bgi no t\u0101, vai esat profesion\u0101ls investors ar skaidru strat\u0113\u0123iju vai ies\u0101c\u0113js P2P invest\u012bciju pasaul\u0113, atcerieties, ka inform\u0113t\u012bba ir galvenais faktors, lai g\u016btu pan\u0101kumus peer-to-peer aizdevumos.<\/p><h2>P2P ir viegli nopeln\u0101ma nauda<\/h2><p>Augst\u0101s procentu likmes un ien\u0101kumi padara P2P invest\u012bcijas pievilc\u012bgas investoriem. Daudziem tas rada m\u012btu, ka \u0161ie augstie ien\u0101kumi (vai pe\u013c\u0146a) rad\u012bs d\u0101rgas darb\u012bbas izmaksas, tostarp transakciju maksas, t\u012bmek\u013ca vietnes uztur\u0113\u0161anas maksas un iz\u0146em\u0161anas maksas.<\/p><p>Tom\u0113r vair\u0101kas platformas ir non\u0101ku\u0161as pie p\u0101rliec\u012bbas, ka ilgtsp\u0113j\u012bgi, ilgtermi\u0146a ieguld\u012bjumi var nodro\u0161in\u0101t regul\u0101rus ien\u0101kumus, nevis vilin\u0101t un pievilin\u0101t ar augstu ienes\u012bgumu.<\/p><p>Lai gan platformas, t\u0101das k\u0101 m\u016bsu, nekad neap\u0146emas nodro\u0161in\u0101t vieglu naudu un augstu ienes\u012bgumu, m\u0113s ticam, ka varam pied\u0101v\u0101t lab\u0101ku l\u012bdzsvaru starp rentabilit\u0101ti un risku, lai investori var\u0113tu r\u0113\u0137in\u0101ties ar ienes<\/p><p>Ar cit\u0101m funkcij\u0101m, piem\u0113ram, atpirk\u0161anas garantiju un sekund\u0101rajiem tirgiem, platformas var iedvesmot uztic\u012bbu P2P ieguld\u012bjumiem.<\/p><h2>P2P m\u012bti atsp\u0113koti<\/h2><p>Lai gan pat\u0113r\u0113t\u0101jam ir j\u0101veic p\u0113t\u012bjums, pirms izmantot jebk\u0101du finan\u0161u pakalpojumu, P2P ieguld\u012bjumus <i>var<\/i> uzskat\u012bt par dro\u0161\u0101ku un maz\u0101k riskantu alternat\u012bvu citiem alternat\u012bvo ieguld\u012bjumu veidiem.<\/p><p>Neskatoties uz to, daudzi mediji P2P ieguld\u012bjumus att\u0113lo k\u0101 riskantus, jo ir biju\u0161i da\u017ei negod\u012bgi gad\u012bjumi, kas ir aptraip\u012bju\u0161i nozari.<\/p><p>Tom\u0113r daudzi no \u0161iem apgalvojumiem nav pamatoti. Da\u017ei gad\u012bjumi ir veicin\u0101ju\u0161i liel\u0101ku p\u0101rredzam\u012bbu P2P nozar\u0113.<\/p><p>T\u0101d\u0113j\u0101di daudzi no \u0161iem izplat\u012btajiem m\u012btiem par P2P aizdevumiem vairs nav sp\u0113k\u0101. MoneyHub m\u0113r\u0137is ir izgl\u012btot pat\u0113r\u0113t\u0101jus, lai vi\u0146i apsv\u0113rtu P2P invest\u012bciju priek\u0161roc\u012bbas, jo nozares popularit\u0101te turpina pieaugt.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Liela da\u013ca P2P invest\u012bciju kr\u0101p\u0161anas gad\u012bjumu ir izrais\u012bjusi t\u0101 saukto P2P invest\u012bciju m\u012btu izplat\u012bbu. Ta\u010du cik pamatoti ir \u0161ie m\u012bti? At\u0161\u0137irsim faktus no izdom\u0101jumiem.<\/p>\n","protected":false},"author":3,"featured_media":22414,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"footnotes":""},"categories":[76],"tags":[],"class_list":["post-22413","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-raksti"],"acf":[],"blog_post_layout_featured_media_urls":{"thumbnail":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2024\/01\/MoneyHub-Special-Reports-Images-18-150x150.png",150,150,true],"full":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2024\/01\/MoneyHub-Special-Reports-Images-18.png",2240,1260,false]},"categories_names":{"76":{"name":"Raksti","link":"https:\/\/staging.moneyhub.ee\/lv\/category\/useful-info\/raksti\/"}},"tags_names":[],"comments_number":"0","rttpg_featured_image_url":{"full":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2024\/01\/MoneyHub-Special-Reports-Images-18.png",2240,1260,false],"landscape":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2024\/01\/MoneyHub-Special-Reports-Images-18.png",2240,1260,false],"portraits":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2024\/01\/MoneyHub-Special-Reports-Images-18.png",2240,1260,false],"thumbnail":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2024\/01\/MoneyHub-Special-Reports-Images-18-150x150.png",150,150,true],"medium":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2024\/01\/MoneyHub-Special-Reports-Images-18-300x169.png",300,169,true],"large":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2024\/01\/MoneyHub-Special-Reports-Images-18-1024x576.png",800,450,true],"1536x1536":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2024\/01\/MoneyHub-Special-Reports-Images-18-1536x864.png",1536,864,true],"2048x2048":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2024\/01\/MoneyHub-Special-Reports-Images-18.png",2048,1152,false]},"rttpg_author":{"display_name":"David Bailey","author_link":"https:\/\/staging.moneyhub.ee\/lv\/author\/davidbailey\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/staging.moneyhub.ee\/lv\/category\/useful-info\/raksti\/\" rel=\"category tag\">Raksti<\/a>","rttpg_excerpt":"Liela da\u013ca P2P invest\u012bciju kr\u0101p\u0161anas gad\u012bjumu ir izrais\u012bjusi t\u0101 saukto P2P invest\u012bciju m\u012btu izplat\u012bbu. Ta\u010du cik pamatoti ir \u0161ie m\u012bti? At\u0161\u0137irsim faktus no izdom\u0101jumiem.","_links":{"self":[{"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/posts\/22413","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/comments?post=22413"}],"version-history":[{"count":9,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/posts\/22413\/revisions"}],"predecessor-version":[{"id":22552,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/posts\/22413\/revisions\/22552"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/media\/22414"}],"wp:attachment":[{"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/media?parent=22413"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/categories?post=22413"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/tags?post=22413"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}