{"id":22404,"date":"2025-01-17T17:02:50","date_gmt":"2025-01-17T15:02:50","guid":{"rendered":"https:\/\/staging.moneyhub.ee\/useful-info\/raksti\/common-investment-mistakes\/"},"modified":"2025-10-06T04:31:37","modified_gmt":"2025-10-06T02:31:37","slug":"biezi-pielautas-kludas-ieguldot-kapitalu","status":"publish","type":"post","link":"https:\/\/staging.moneyhub.ee\/lv\/useful-info\/raksti\/biezi-pielautas-kludas-ieguldot-kapitalu\/","title":{"rendered":"Bie\u017ei pie\u013caut\u0101s invest\u012bciju k\u013c\u016bdas, kas j\u0101izvair\u0101s"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"22404\" class=\"elementor elementor-22404 elementor-7024\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2324507d e-flex e-con-boxed e-con e-parent\" data-id=\"2324507d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41304a73 elementor-widget elementor-widget-shortcode\" data-id=\"41304a73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c25076f e-flex e-con-boxed e-con e-parent\" data-id=\"1c25076f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-41b41832 ddddf e-flex e-con-boxed e-con e-child\" data-id=\"41b41832\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4520f734 elementor-widget elementor-widget-heading\" data-id=\"4520f734\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Bie\u017ei pie\u013caut\u0101s invest\u012bciju k\u013c\u016bdas, kas j\u0101izvair\u0101s<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-331bb074 e-flex e-con-boxed e-con e-parent\" data-id=\"331bb074\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e407477 elementor-widget elementor-widget-image\" data-id=\"4e407477\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-scaled.jpg\" class=\"attachment-full size-full wp-image-22406\" alt=\"\" srcset=\"https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-scaled.jpg 2560w, https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-300x200.jpg 300w, https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-1024x683.jpg 1024w, https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-768x512.jpg 768w, https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-1536x1024.jpg 1536w, https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11643050 e-flex e-con-boxed e-con e-parent\" data-id=\"11643050\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67818efa elementor-widget elementor-widget-heading\" data-id=\"67818efa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Neskatoties uz v\u0113stures m\u0101c\u012bb\u0101m, investori joproj\u0101m pie\u013cauj daudz izplat\u012btu invest\u012bciju k\u013c\u016bdu. M\u016bsu atjaunin\u0101tais 2024. gada ce\u013cvedis pal\u012bdz\u0113s jums s\u0101kt veidot veiksm\u012bgu invest\u012bciju portfeli.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c114c34 elementor-widget elementor-widget-text-editor\" data-id=\"c114c34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Attiec\u012bb\u0101 uz invest\u012bcij\u0101m, neviens nav perfekts,<\/p><p>pat ne Warren Buffett<\/p><p>.<\/p><p>B\u016bs uzvaras, un invest\u012bcijas pieaugs v\u0113rt\u012bb\u0101. Lai tas notiktu, citiem b\u016bs j\u0101piedz\u012bvo zaud\u0113jumi.<\/p><p>Tom\u0113r investori, tirgojoties ar akcij\u0101m, pie\u013cauj vair\u0101kas standarta k\u013c\u016bdas. Vi\u0146i var pie\u013caut vair\u0101kas k\u013c\u016bdas vienlaikus vai tikai vienu, kas var saboj\u0101t vi\u0146u invest\u012bciju portfeli.<\/p><p>V\u0113l slikt\u0101k, da\u017ei investori atk\u0101rtoti pie\u013cauj t\u0101s pa\u0161as k\u013c\u016bdas un nekad nem\u0101c\u0101s no sav\u0101m iepriek\u0161\u0113j\u0101m k\u013c\u016bd\u0101m.<\/p><p>Pievienojiet tam koronav\u012brusa pand\u0113miju, un investoru pie\u013caut\u0101s k\u013c\u016bdas sasniedza jaunu zem\u0101ko punktu, jo cilv\u0113ki panik\u0101<\/p><p>varb\u016bt p\u0101rdeva p\u0101r\u0101k agri vai nepirka pietiekami \u0101tri.<\/p><p><a href=\"https:\/\/staging.moneyhub.ee\/news\/news-feed\/\">Lab\u0101 zi\u0146a<\/a> ir t\u0101, ka investori var izvair\u012bties no liel\u0101k\u0101s da\u013cas \u0161o k\u013c\u016bdu, att\u0101linoties un identific\u0113jot savu r\u012bc\u012bbu katr\u0101 posm\u0101. Cerams, ka vi\u0146i neizjauks savus eso\u0161os ieguld\u012bjumus un turpin\u0101s tos att\u012bst\u012bt, virzoties uz (cerams) veiksm\u012bgu 2021. gadu.<\/p><h2>12 izplat\u012btas invest\u012bciju k\u013c\u016bdas, kas j\u0101izvair\u0101s<\/h2><h3>1. Nav skaidru invest\u012bciju m\u0113r\u0137u<\/h3><p>Liel\u0101kajai da\u013cai investoru tas nav probl\u0113ma \u2013 vi\u0146u invest\u012bciju m\u0113r\u0137is ir nodro\u0161in\u0101t stabilus ien\u0101kumus pensijas laik\u0101. Liel\u0101ko da\u013cu pensiju fondu izveido darbinieki vai tos p\u0101rvalda brokeri.<\/p><p>Bet ko dar\u012bt, ja j\u016bs nekr\u0101jat pensijai? Varb\u016bt j\u016bs v\u0113laties kr\u0101t naudu vienreiz\u0113jam pirkumam vai ien\u0101kumiem.<\/p><p>K\u0101ds ar\u012b b\u016btu j\u016bsu invest\u012bciju m\u0113r\u0137is, p\u0101rliecinieties, ka j\u016bs to iev\u0113rojat. Mainot savus ieguld\u012bjumu iemeslus, j\u016bs pie\u0146emsiet \u012bstermi\u0146a l\u0113mumus, kas ietekm\u0113s j\u016bsu ieguld\u012bjumus.<\/p><p>Piem\u0113ram, neieguldiet ilgtermi\u0146\u0101, ja pl\u0101nojat izmantot l\u012bdzek\u013cus p\u0101ris gadu laik\u0101.<\/p><h3>2. Nepietiekama diversifik\u0101cija<\/h3><p>Ieguld\u012bjumu diversifik\u0101cija noz\u012bm\u0113 kapit\u0101la sadal\u012b\u0161anu starp piln\u012bgi at\u0161\u0137ir\u012bgiem akt\u012bvu veidiem \u2013 skaidru naudu, oblig\u0101cij\u0101m, akcij\u0101m, nekustamo \u012bpa\u0161umu, prec\u0113m, P2P un pat d\u0101rgmet\u0101liem un kolekcion\u0113jam\u0101m liet\u0101m, piem\u0113ram, m\u0101kslas darbiem un automa\u0161\u012bn\u0101m.<\/p><p>Lo\u0123ika ir vienk\u0101r\u0161a. Ja viena no \u0161\u012bm akt\u012bvu grup\u0101m zaud\u0113 v\u0113rt\u012bbu, tas nenoz\u012bm\u0113, ka t\u0101 notiks ar\u012b ar p\u0101r\u0113j\u0101m. T\u0101tad, ja akciju tirgus piedz\u012bvo lejupsl\u012bdi, investoru p\u0101r\u0113jie akt\u012bvi var saglab\u0101t savu ienes\u012bgumu, pateicoties citiem ieguld\u012bjumiem.<\/p><p>Da\u017ei akt\u012bvi darbojas pat pret\u0113ji: v\u0113sturiski oblig\u0101cijas uzr\u0101da lab\u0101kus rezult\u0101tus, kad akcijas piedz\u012bvo strauju kritumu, un otr\u0101di. Probl\u0113ma ir t\u0101, ka liel\u0101k\u0101 da\u013ca investoru nepietiekami diversific\u0113.<\/p><h3>3. Pirk\u0161ana par augstu cenu un p\u0101rdo\u0161ana par zemu cenu<\/h3><p>Liel\u0101k\u0101 da\u013ca investoru instinkt\u012bvi v\u0113las ieg\u0101d\u0101ties akcijas p\u0113c dienas vai ned\u0113\u013cas, kad t\u0101s ir guvu\u0161as labus rezult\u0101tus (gaidot, lai redz\u0113tu, vai tas ir labs dar\u012bjums). Akcijas p\u0113d\u0113j\u0101 ceturksn\u012b ir pieaugu\u0161as par noteiktu procentu, t\u0101tad t\u0101s noteikti ir v\u0113rts pirkt.<\/p><p>Diem\u017e\u0113l tas noz\u012bm\u0113, ka investors p\u0113rk par augstu cenu.<\/p><p>Alternat\u012bvi, investori bie\u017ei instinkt\u012bvi<\/p><p><i>p\u0101rdod,<\/i><\/p><p>kad vi\u0146u ieguld\u012bjumi s\u0101k strauji samazin\u0101ties. Vi\u0146i panik\u0101 s\u0101k p\u0101rdot savas akcijas.<\/p><p>Tom\u0113r tagad vi\u0146i p\u0101rdod, kad vi\u0146u ieguld\u012bjumi ir viszem\u0101kaj\u0101 l\u012bmen\u012b.<\/p><p>Pirk\u0161ana, kad akcijas ir augstas, un p\u0101rdo\u0161ana, kad t\u0101s ir zemas, ir dro\u0161s veids, k\u0101 izn\u012bcin\u0101t investoru portfe\u013cus.<\/p><p>Vislab\u0101k ir pirkt nedaudz katru ned\u0113\u013cu vai m\u0113nesi, un, ja nepiecie\u0161ams p\u0101rdot, tad tikai tad, kad tas ir nepiecie\u0161ams.<\/p><h3>4. Vid\u0113j\u0101s cenas pazemin\u0101\u0161ana, nevis paaugstin\u0101\u0161ana<\/h3><p>Vid\u0113j\u0101s cenas pazemin\u0101\u0161anu investori parasti izmanto, lai nosl\u0113ptu savas k\u013c\u016bdas. Piem\u0113ram, ja investors p\u0113rk akcijas par 2,50 eiro un to cena pazemin\u0101s l\u012bdz 1,25 eiro, vi\u0146\u0161 s\u0101k mazin\u0101t \u0161\u012b krituma ietekmi, p\u0113rkot vair\u0101k t\u0101du pa\u0161u akciju par jauno zem\u0101ko akciju cenu 1,25 eiro.<\/p><p>Tom\u0113r tas tagad ir rad\u012bjis k\u013c\u016bdu p\u0113c k\u013c\u016bdas. Rezult\u0101t\u0101 investors ir nopircis akcijas par 2,50 eiro un v\u0113l vair\u0101k par 1,25 eiro, samazinot vid\u0113jo cenu par akciju. T\u0101d\u0113j\u0101di vi\u0146a zaud\u0113jumi \u201euz pap\u012bra\u201d ir daudz maz\u0101ki.<\/p><p>Tom\u0113r paties\u012bb\u0101 vi\u0146\u0161 ir izt\u0113r\u0113jis naudu, kas jau bija zaud\u0113ta, un ieguld\u012bjis v\u0113l vair\u0101k naudas zaud\u0113jumus neso\u0161\u0101 dar\u012bjum\u0101.<\/p><p>T\u0101 viet\u0101, lai vid\u0113jo cenu pazemin\u0101tu, investoriem vajadz\u0113tu vid\u0113jo cenu paaugstin\u0101t \u2013 p\u0113rkot akcijas tikai tad, kad t\u0101s s\u0101k kust\u0113ties investora paredz\u0113taj\u0101 virzien\u0101.<\/p><h3>5. P\u0101r\u0101k daudz un p\u0101r\u0101k bie\u017ei tirgojas<\/h3><p>Daudzi investori s\u0101k izbaud\u012bt invest\u012bciju \u201esp\u0113li\u201d un eksperiment\u0113 ar invest\u012bcij\u0101m \u0101rpus savas komforta zonas.<\/p><p>Probl\u0113ma ir t\u0101da, ka, p\u0113rkot un p\u0101rdodot vair\u0101k akciju, rodas liel\u0101kas transakciju maksas.<\/p><p>Neatkar\u012bgi no t\u0101, vai investors izmanto brokeru vai invest\u0113 pats, transakciju maksas s\u0101k samazin\u0101t jebk\u0101dus ieguvumus (ja t\u0101di ir) katru reizi, kad tiek nopirktas un p\u0101rdotas invest\u012bcijas.<\/p><p>Vienm\u0113r ir lab\u0101k izstr\u0101d\u0101t diversific\u0113tu pl\u0101nu un iev\u0113rot to atbilsto\u0161i saviem invest\u012bciju m\u0113r\u0137iem.<\/p><h3>6. Rea\u0123\u0113\u0161ana uz mediju spekul\u0101cij\u0101m<\/h3><p>Mediji m\u012bl dramatur\u0123iju, un invest\u012bciju iesp\u0113ju p\u0101rsp\u012bl\u0113\u0161ana vai panikas izrais\u012b\u0161ana par zaud\u0113jumiem piesaista vi\u0146u auditoriju.<\/p><p>Vi\u0146i vai nu p\u0101rliecin\u0101s j\u016bs, ka invest\u012bcija ir dro\u0161a lieta, vai n\u0101kamaj\u0101 dien\u0101, ka akciju tirgus ir non\u0101cis apokaliptisk\u0101 murg\u0101.<\/p><p>Parasti neviens no \u0161iem apgalvojumiem nav patiess.<\/p><p>Saglab\u0101jiet mieru un esiet uzman\u012bgi. Ne\u013caujieties mediju p\u0101rsp\u012bl\u0113jumiem; analiz\u0113jot savas invest\u012bcijas, veiciet izp\u0113ti.<\/p><h3>7. Sekot citu piem\u0113ram<\/h3><p>Parasti liel\u0101k\u0101 da\u013ca investoru uzzina par invest\u012bciju, kad t\u0101 jau s\u0101kusi nest labumu.<\/p><p>K\u0101 min\u0113ts iepriek\u0161, tikl\u012bdz mediji uzzina par to, vi\u0146i s\u0101k <a href=\"https:\/\/staging.moneyhub.ee\/tv-broadband\/\">zi\u0146ot<\/a>, cik piepras\u012btas ir \u0161\u012bs akcijas, un ka ikvienam vajadz\u0113tu izmantot \u0161o iesp\u0113ju.<\/p><p>Diem\u017e\u0113l \u0161aj\u0101 br\u012bd\u012b akciju v\u0113rt\u012bba jau ir sasniegusi augst\u0101ko punktu. K\u0101 min\u0113ts sada\u013c\u0101 par augsto pirk\u0161anas cenu, invest\u012bcija k\u013c\u016bst p\u0101rv\u0113rt\u0113ta un s\u0101k zaud\u0113t v\u0113rt\u012bbu, tikl\u012bdz a\u017eiot\u0101\u017ea ir beigusies.<\/p><h3>8. Pe\u013c\u0146as med\u012bbas<\/h3><p>Investoriem vienm\u0113r ir k\u0101rdin\u0101jums iesaist\u012bties jebkur\u0101 ieguld\u012bjum\u0101, kas iepriek\u0161\u0113jos gados ir devis vislab\u0101ko atdevi.<\/p><p>Kad vi\u0146i redz l\u012bdz\u012bga veida ieguld\u012bjumu, vi\u0146i taj\u0101 iesaist\u0101s.<\/p><p>Tom\u0113r \u0161ai strat\u0113\u0123ijai ir vair\u0101ki tr\u016bkumi. Iepriek\u0161\u0113jie rezult\u0101ti nekad neliecina par n\u0101kotnes atdevi. Turkl\u0101t, jo augst\u0101ka pe\u013c\u0146a, jo liel\u0101ks risks.<\/p><p>Pie\u0146emsim, ka j\u016bs iesaist\u0101ties l\u012bdz\u012bg\u0101 ieguld\u012bjum\u0101 ar augst\u0101ku \u012bstermi\u0146a pe\u013c\u0146u. T\u0101d\u0101 gad\u012bjum\u0101 ir liela iesp\u0113ja, ka n\u0101kamais gads b\u016bs slikt\u0101ks nek\u0101 iepriek\u0161\u0113jais. Investoriem tad ir j\u0101p\u0101rdod akcijas, kas rada liel\u0101kas dar\u012bjumu izmaksas par \u013coti nestabil\u0101m akcij\u0101m.<\/p><h3>9. M\u0113\u0123in\u0101jumi paredz\u0113t tirgus att\u012bst\u012bbu<\/h3><p>Neviens nevar paredz\u0113t, vai tirgus pieaugs vai samazin\u0101sies. Pat ne Vorens Bafets.<\/p><p>Akciju tirgus ikdien\u0101 ir tik nestabils, ka praktiski nav iesp\u0113jams paredz\u0113t, kas notiks.<\/p><p>M\u0113\u0123in\u0101jumi paredz\u0113t tirgus att\u012bst\u012bbu var ne tikai izr\u0101d\u012bties katastrof\u0101li investora ieguld\u012bjumam, bet ar\u012b izrais\u012bt liel\u0101kas dar\u012bjumu komisijas maksas.<\/p><h3>10. Pien\u0101c\u012bgas r\u016bp\u012bbas neiev\u0113ro\u0161ana<\/h3><p>Ja esat las\u012bjis <a href=\"https:\/\/staging.moneyhub.ee\/lv\/raksti\/\">medijos vai k\u0101d\u0101 rakst\u0101<\/a> par potenci\u0101liem ieguld\u012bjumiem, tas nenoz\u012bm\u0113, ka jums tajos j\u0101iegulda nauda.<\/p><p>Kad rakstos un medijos tiek min\u0113tas ieguld\u012bjumu iesp\u0113jas, visticam\u0101k, t\u0101s ir no ieguld\u012bjumu konsultantiem, kuriem ir savas finansi\u0101l\u0101s intereses, lai reklam\u0113tu konkr\u0113tu ieguld\u012bjumu.<\/p><p>Tas nenoz\u012bm\u0113, ka ieguld\u012bjums ir p\u0101rsp\u012bl\u0113ts. Tas noz\u012bm\u0113, ka investoriem ir j\u0101atz\u012bst \u0161\u012b iesp\u0113ja un j\u0101veic pien\u0101c\u012bga p\u0101rbaude.<\/p><p>Esiet modri. Pirms ieguld\u012bt, atv\u0113liet laiku, lai r\u016bp\u012bgi izp\u0113t\u012btu ieguld\u012bjuma prospektu vai uz\u0146\u0113mumu, kas pied\u0101v\u0101 ieguld\u012bjumu.<\/p><h3>11. Nepietiekama alternat\u012bvo ieguld\u012bjumu izv\u0113rt\u0113\u0161ana<\/h3><p>Parasti alternat\u012bvie ieguld\u012bjumi tiek pied\u0101v\u0101ti tikai institucion\u0101liem un tur\u012bgiem investoriem, ta\u010du to popularit\u0101te turpina pieaugt, un tagad tie ir iek\u013cauti ar\u012b priv\u0101to (individu\u0101lo) investoru portfe\u013cos.<\/p><p>Alternat\u012bvie ieguld\u012bjumi parasti nav saist\u012bti ar akciju tirgu, kas noz\u012bm\u0113, ka tie diversific\u0113 portfeli un pal\u012bdz samazin\u0101t akciju tirgus sv\u0101rst\u012bgumu.<\/p><p>T\u0101pat k\u0101 jebkur\u0161 ieguld\u012bjums, alternat\u012bvo ieguld\u012bjumu ienes\u012bgums nav garant\u0113ts. Tom\u0113r past\u0101v iesp\u0113ja, ka tas var b\u016bt augst\u0101ks nek\u0101 tradicion\u0101lo ieguld\u012bjumu ienes\u012bgums.<\/p><p>Alternat\u012bvo ieguld\u012bjumu atbalst\u012bt\u0101ji apgalvo, ka to portfe\u013ci pied\u0101v\u0101 potenci\u0101li augst\u0101ku ienes\u012bgumu, kas l\u012bdz sal\u012bdzino\u0161i nesenai pag\u0101tnei bija pieejams tikai instit\u016bcij\u0101m.<\/p><h3>12. \u013baut emocij\u0101m trauc\u0113t<\/h3><p>Galvenais iemesls, k\u0101p\u0113c tiek saboj\u0101ts ieguld\u012bjumu portfelis, ir emocijas. Pie\u0146\u0113mums, ka tirgu valda bailes un alkat\u012bba, ir pareizs. Ka \u201c<\/p><p>alkat\u012bba ir laba lieta.<\/p><p>\u201d<\/p><p>Tom\u0113r ieguld\u012bt\u0101jiem nevajadz\u0113tu \u013caut alkat\u012bbai kontrol\u0113t savus l\u0113mumus.<\/p><p>T\u0101 viet\u0101 vi\u0146iem vajadz\u0113tu dot priek\u0161roku ilgtermi\u0146a ieguld\u012bjumiem, jo<\/p><p>akcijas ar liel\u0101ku kapitaliz\u0101ciju parasti nodro\u0161ina vid\u0113ji 10 % v\u0113sturisko ienes\u012bgumu.<\/p><p>Ilg\u0101k\u0101 laika posm\u0101 portfe\u013ca ienes\u012bgums nedr\u012bkst b\u016btiski at\u0161\u0137irties no \u0161iem v\u0113sturiskajiem vid\u0113jiem r\u0101d\u012bt\u0101jiem.<\/p><p>Paciet\u012bba ir tikums, kas labi kalpo investoriem, nevis tiem, kuri r\u012bkojas emocion\u0101li un iracion\u0101li, k\u0101 min\u0113ts iepriek\u0161.<\/p><h2>Nobeiguma domas<\/h2><p>K\u013c\u016bdas ir invest\u012bciju procesa m\u0101c\u012bbu l\u012bkne.<\/p><p>Identific\u0113jot, kuras k\u013c\u016bdas investors pie\u013cauj, vi\u0146\u0161 var\u0113s lab\u0101k izvair\u012bties no to atk\u0101rto\u0161anas.<\/p><p>Lai izvair\u012btos no t\u0101du pa\u0161u k\u013c\u016bdu atk\u0101rto\u0161anas, investoriem vajadz\u0113tu izstr\u0101d\u0101t invest\u012bciju strat\u0113\u0123iju un pietur\u0113ties pie t\u0101s.<\/p><p>Ja vi\u0146i v\u0113las mekl\u0113t riskant\u0101kus vai augst\u0101ku ienes\u012bgumu nodro\u0161ino\u0161us ieguld\u012bjumus, j\u0101p\u0101rliecin\u0101s, ka vi\u0146iem ir papildu nauda, kas nav iek\u013cauta galvenaj\u0101 portfel\u012b.<\/p><p>Nekad neizmantojiet l\u012bdzek\u013cus no galven\u0101 portfe\u013ca. Un esiet gatavi zaud\u0113t da\u013cu no \u0161iem papildu l\u012bdzek\u013ciem.<\/p><p>Ja iev\u0113rosiet \u0161os so\u013cus, laika gait\u0101 izvair\u012bsieties no liel\u0101k\u0101s da\u013cas \u0161o izplat\u012bto ieguld\u012bjumu k\u013c\u016bdu.<\/p><p>Izstr\u0101d\u0101jiet vienk\u0101r\u0161u pl\u0101nu un iev\u0113rojiet to, neskatoties uz \u012bstermi\u0146a pe\u013c\u0146u un zaud\u0113jumiem. Ilgtermi\u0146\u0101 tas atmaks<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Neskatoties uz to, ka ir g\u016btas v\u0113stures m\u0101c\u012bbas, investori joproj\u0101m pie\u013cauj daudz izplat\u012btu invest\u012bciju k\u013c\u016bdu. M\u016bsu atjaunin\u0101tais 2024. gada ce\u013cvedis pal\u012bdz\u0113s jums s\u0101kt veidot veiksm\u012bgu invest\u012bciju portfeli.<\/p>\n","protected":false},"author":3,"featured_media":22406,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"footnotes":""},"categories":[76,81],"tags":[],"class_list":["post-22404","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-raksti","category-useful-info"],"acf":[],"blog_post_layout_featured_media_urls":{"thumbnail":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-150x150.jpg",150,150,true],"full":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-scaled.jpg",2560,1707,false]},"categories_names":{"76":{"name":"Raksti","link":"https:\/\/staging.moneyhub.ee\/lv\/category\/useful-info\/raksti\/"},"81":{"name":"Useful Info","link":"https:\/\/staging.moneyhub.ee\/lv\/category\/useful-info\/"}},"tags_names":[],"comments_number":"0","rttpg_featured_image_url":{"full":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-scaled.jpg",2560,1707,false],"landscape":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-scaled.jpg",2560,1707,false],"portraits":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-scaled.jpg",2560,1707,false],"thumbnail":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-150x150.jpg",150,150,true],"medium":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-300x200.jpg",300,200,true],"large":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-1024x683.jpg",800,534,true],"1536x1536":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-1536x1024.jpg",1536,1024,true],"2048x2048":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/01\/overworked-businessman-sitting-his-desk-thinking-something-office-2048x1365.jpg",2048,1365,true]},"rttpg_author":{"display_name":"David Bailey","author_link":"https:\/\/staging.moneyhub.ee\/lv\/author\/davidbailey\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/staging.moneyhub.ee\/lv\/category\/useful-info\/raksti\/\" rel=\"category tag\">Raksti<\/a> <a href=\"https:\/\/staging.moneyhub.ee\/lv\/category\/useful-info\/\" rel=\"category tag\">Useful Info<\/a>","rttpg_excerpt":"Neskatoties uz to, ka ir g\u016btas v\u0113stures m\u0101c\u012bbas, investori joproj\u0101m pie\u013cauj daudz izplat\u012btu invest\u012bciju k\u013c\u016bdu. M\u016bsu atjaunin\u0101tais 2024. gada ce\u013cvedis pal\u012bdz\u0113s jums s\u0101kt veidot veiksm\u012bgu invest\u012bciju portfeli.","_links":{"self":[{"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/posts\/22404","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/comments?post=22404"}],"version-history":[{"count":10,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/posts\/22404\/revisions"}],"predecessor-version":[{"id":22549,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/posts\/22404\/revisions\/22549"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/media\/22406"}],"wp:attachment":[{"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/media?parent=22404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/categories?post=22404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/tags?post=22404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}