{"id":22323,"date":"2025-03-27T00:44:30","date_gmt":"2025-03-26T22:44:30","guid":{"rendered":"https:\/\/staging.moneyhub.ee\/useful-info\/raksti\/good-financial-habits\/"},"modified":"2025-10-03T04:06:17","modified_gmt":"2025-10-03T02:06:17","slug":"labi-finansu-paradumi","status":"publish","type":"post","link":"https:\/\/staging.moneyhub.ee\/lv\/useful-info\/raksti\/labi-finansu-paradumi\/","title":{"rendered":"K\u0101 izveidot labas finan\u0161u ieradumus"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"22323\" class=\"elementor elementor-22323 elementor-15831\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d7efb58 e-flex e-con-boxed e-con e-parent\" data-id=\"5d7efb58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32d40bf6 elementor-widget elementor-widget-shortcode\" data-id=\"32d40bf6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e4750ba e-flex e-con-boxed e-con e-parent\" data-id=\"1e4750ba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a047e75 ddddf e-flex e-con-boxed e-con e-child\" data-id=\"a047e75\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20c9d99a elementor-widget elementor-widget-heading\" data-id=\"20c9d99a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Savas naudas p\u0101rvald\u012b\u0161ana var b\u016btiski ietekm\u0113t j\u016bsu maci\u0146u un n\u0101kotni. \u0160eit ir devi\u0146as lieliskas idejas, k\u0101 izveidot labas finan\u0161u ieradumus.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-18b94166 e-flex e-con-boxed e-con e-parent\" data-id=\"18b94166\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-13e8adb2 elementor-widget elementor-widget-image\" data-id=\"13e8adb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2240\" height=\"1260\" src=\"https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits.png\" class=\"attachment-full size-full wp-image-21552\" alt=\"kafijas kr\u016bze un k\u0101ds, kur\u0161 dienasgr\u0101mat\u0101 pieraksta paradumus.\" srcset=\"https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits.png 2240w, https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits-300x169.png 300w, https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits-1024x576.png 1024w, https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits-768x432.png 768w, https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits-1536x864.png 1536w, https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits-2048x1152.png 2048w\" sizes=\"(max-width: 2240px) 100vw, 2240px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19d502c4 e-flex e-con-boxed e-con e-parent\" data-id=\"19d502c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-175f64b5 elementor-widget elementor-widget-text-editor\" data-id=\"175f64b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1><b>K\u0101 izveidot labas finan\u0161u ieradumus<\/b><\/h1><p>Savas naudas kontrol\u0113\u0161ana var b\u016btiski ietekm\u0113t j\u016bsu maci\u0146u un n\u0101kotni. \u0160eit ir devi\u0146as lieliskas idejas, k\u0101 izveidot labas finan\u0161u ieradumus.<\/p><h2><b>1. Nov\u0113rt\u0113jiet savu finan\u0161u situ\u0101ciju<\/b><\/h2><p>Savas finan\u0161u situ\u0101cijas nov\u0113rt\u0113\u0161ana ir b\u016btisks solis ekonomisk\u0101s stabilit\u0101tes sasnieg\u0161an\u0101. S\u0101ciet ar visu savu ien\u0101kumu avotu uzskait\u012b\u0161anu un ikm\u0113ne\u0161a izdevumu uzskaiti. Tas pal\u012bdz\u0113s jums identific\u0113t jomas, kur\u0101s j\u016bs var\u0113tu t\u0113r\u0113t p\u0101r\u0101k daudz un kur\u0101s varat samazin\u0101t izdevumus.<\/p><p>Tad izv\u0113rt\u0113jiet savus par\u0101dus un uzkr\u0101jumus.<\/p><p>Saprotot, cik daudz esat par\u0101d\u0101 un cik daudz esat uzkr\u0101jis, j\u016bs lab\u0101k izprat\u012bsiet savas finan\u0161u stipr\u0101s un v\u0101j\u0101s puses. Piem\u0113ram, ja j\u016bsu par\u0101di \u0161\u0137iet p\u0101r\u0101k lieli, apsveriet<a href=\"https:\/\/staging.moneyhub.ee\/en\/news\/special-reports\/debt-consolidation\/\"> par\u0101du konsolid\u0101cijas iesp\u0113jas<\/a> vai konsult\u0113jieties ar finan\u0161u konsultantu. No otras puses, ja j\u016bsu ien\u0101kumi ir stabili un izdevumi nelieli, varat izp\u0113t\u012bt invest\u012bciju iesp\u0113jas, kas var rad\u012bt pas\u012bvos ien\u0101kumus.<\/p><h2><b>2. Izveidojiet bud\u017eetu<\/b><\/h2><p>Ja velt\u012bsiet nedaudz laika, lai izv\u0113rt\u0113tu savu pa\u0161reiz\u0113jo situ\u0101ciju un izv\u0113l\u0113tos konkr\u0113tas jomas, kur\u0101s varat ietaup\u012bt naudu, ilgtermi\u0146\u0101 varat ietaup\u012bt simtiem m\u0101rci\u0146u.<\/p><p>Apsveriet iesp\u0113ju veidot m\u0101jsaimniec\u012bbas bud\u017eetu, kas dos jums mieru par saviem izdevumiem un \u013caus atrast jomas, kur\u0101s varat ietaup\u012bt naudu. Taj\u0101 pa\u0161\u0101 laik\u0101 ir \u013coti svar\u012bgi izv\u0113rt\u0113t finan\u0161u stabilit\u0101ti un t\u0101s saist\u012bbu ar cenu stabilit\u0101ti.<\/p><p>Uzskaitiet savus ien\u0101kumus un izdevumus \u0113rti lietojam\u0101 bud\u017eeta pl\u0101not\u0101j\u0101, kas pal\u012bdz\u0113s jums identific\u0113t, kas jums katru m\u0113nesi ien\u0101k un iziet. Tas sniedz detaliz\u0113tu izdevumu sadal\u012bjumu, par\u0101dot, kur paliek j\u016bsu nauda, un ieteicot n\u0101kamos so\u013cus, kas piel\u0101goti j\u016bsu rezult\u0101tiem.<\/p><h2><b>3. T\u0113r\u0113jiet maz\u0101k naudas<\/b><\/h2><p>Nelielas izmaksas var \u0101tri uzkr\u0101ties \u2013 piem\u0113ram, ikdienas kafija ar pienu par 4 eiro var izmaks\u0101t vair\u0101k nek\u0101 1460 eiro gad\u0101. Bet ir ar\u012b otra puse: nedaudz mainot savu uzved\u012bbu, j\u016bs var\u0113siet ietaup\u012bt \u0161o naudu. Un nelielas summas, kas tiek ietaup\u012btas bie\u017ei, \u0101tri uzkr\u0101jas.<\/p><p>Pat nepiecie\u0161amo pirkumu gad\u012bjum\u0101 ir veidi, k\u0101 ieg\u016bt lab\u0101ku pied\u0101v\u0101jumu, t\u0101p\u0113c noteikti iev\u0113rojiet m\u016bsu padomus un izveidojiet labas finan\u0161u ieradumus:<\/p><ul><li><b>Sal\u012bdziniet cenas<\/b> \u2013 ja jums ir konkr\u0113ts pirkums pr\u0101t\u0101, izmantojiet sal\u012bdzin\u0101\u0161anas t\u012bmek\u013ca vietni vai bezmaksas lietotni, lai p\u0101rliecin\u0101tos, ka sa\u0146emat lab\u0101ko pied\u0101v\u0101jumu.<\/li><li><b>Nep\u0113rciet impuls\u012bvi<\/b> \u2013 pirms pirkuma veik\u0161anas r\u016bp\u012bgi p\u0101rdom\u0101jiet, jo \u012bpa\u0161i, ja tas ir liels pirkums. Ja p\u0101rnak\u0161\u0146osiet, no r\u012bta tas var \u0161\u0137ist maz\u0101k pievilc\u012bgs, vai ar\u012b varb\u016bt citur atrad\u012bsiet to l\u0113t\u0101k.<\/li><li><b>Uzmanieties no \u012bpa\u0161ajiem pied\u0101v\u0101jumiem<\/b> \u2013 nekad nep\u0113rciet kaut ko, kas jums nav vajadz\u012bgs, tikai t\u0101p\u0113c, ka tam ir atlaide \u2013 j\u016bs t\u0113r\u0113siet papildu naudu, nevis ietaup\u012bsiet to.<\/li><\/ul><p><b>Galvenais padoms:<\/b> G\u0101ze,<a href=\"https:\/\/staging.moneyhub.ee\/en\/price-updates\/electricity-rates\/\"> elektr\u012bba<\/a>,<a href=\"https:\/\/staging.moneyhub.ee\/en\/tv-broadband\/\"> platjoslas internets<\/a>,<a href=\"https:\/\/staging.moneyhub.ee\/en\/household\/mobile\/\"> mobilais t\u0101lrunis<\/a> un \u016bdens veido lielu da\u013cu no liel\u0101k\u0101s da\u013cas m\u0101jsaimniec\u012bbu bud\u017eeta. Ta\u010du ir daudz iesp\u0113ju viegli<a href=\"https:\/\/staging.moneyhub.ee\/en\/news\/household-utility-bills\/\"> ietaup\u012bt naudu par komun\u0101lajiem un citiem m\u0101jsaimniec\u012bbas<\/a> izdevumiem. Ietaup\u012bto naudu varat izmantot kaut kam aizraujo\u0161\u0101kam, piem\u0113ram, \u0123imenes br\u012bvdien\u0101m.<\/p><h2><b>4. P\u0101rvaldiet par\u0101dus<\/b><\/h2><p>Ja j\u016bs uztraucaties par par\u0101du atmaksu, neaizb\u0113dziet galvu smilt\u012bs \u2013 t\u0101 viet\u0101<a href=\"https:\/\/staging.moneyhub.ee\/en\/news\/special-reports\/manage-personal-debt\/\"> kontrol\u0113jiet savus par\u0101dus<\/a> un izstr\u0101d\u0101jiet<a href=\"https:\/\/staging.moneyhub.ee\/en\/news\/special-reports\/alternatives-borrowing-money-friends-family\/\"> pl\u0101nu<\/a>, cit\u0101di tas var s\u0101kt<a href=\"https:\/\/staging.moneyhub.ee\/en\/news\/special-reports\/how-debt-impacts-relationships\/\">ietekm\u0113t j\u016bsu dz\u012bvi<\/a> un j\u016bsu apk\u0101rt\u0113jos.<\/p><h2><b>5. Izvirziet uzkr\u0101jumu m\u0113r\u0137i<\/b><\/h2><p>Jums nav j\u0101uzkr\u0101j lielas summas vai j\u0101atsak\u0101s no liet\u0101m, kas jums pat\u012bk, lai uzkr\u0101jumi b\u016btu lietder\u012bgi. Ieg\u016bt ieradumu taup\u012bt ir daudz viegl\u0101k, nek\u0101 j\u016bs dom\u0101jat, un taup\u012b\u0161anas m\u0113r\u0137is ir lielisks veids, k\u0101 koncentr\u0113ties uz ilgtermi\u0146a finan\u0161u m\u0113r\u0137iem \u2013 cilv\u0113ki, kas izvirza m\u0113r\u0137i, parasti ietaupa par 500 \u00a3 gad\u0101 vair\u0101k nek\u0101 tie, kas to nedara.<\/p><p>\u0160eit ir m\u016bsu galvenie padomi, k\u0101 s\u0101kt taup\u012bt:<\/p><ul><li><b>Atveriet kr\u0101jkontu<\/b> \u2013 atveriet piem\u0113rotu<a href=\"https:\/\/staging.moneyhub.ee\/en\/bank-accounts\/\"> kr\u0101jkontu<\/a> izv\u0113l\u0113taj\u0101 bank\u0101 vai finan\u0161u iest\u0101d\u0113.<\/li><li><b>Izv\u0113lieties sava konta iesauku<\/b> \u2013 liel\u0101kaj\u0101 da\u013c\u0101 kontu tagad ir iesp\u0113jams pie\u0161\u0137irt kontam iesauku, piem\u0113ram, \u201eVasaras br\u012bvdienas\u201d, kas pal\u012bdz\u0113s jums saglab\u0101t koncentr\u0113\u0161anos.<\/li><li><b>Izvirziet m\u0113r\u0137i<\/b> \u2013 r\u016bp\u012bgi apsveriet, cik daudz v\u0113laties ietaup\u012bt, izsverot, cik daudz varat at\u013cauties atlicin\u0101t katru m\u0113nesi, un cik ilgi v\u0113laties ietaup\u012bt.<\/li><li><b>S\u0101ciet ietaup\u012bt<\/b> \u2013 s\u0101ciet papildin\u0101t savu kr\u0101jkontu, kad vien varat, p\u0113c iesp\u0113jas iev\u0113rojot savu ietaup\u012bjumu m\u0113r\u0137i.<\/li><\/ul><p><b>Vissvar\u012bg\u0101kais padoms:<\/b> J\u016bs varat pat izveidot past\u0101v\u012bgu maks\u0101jumu katru m\u0113nesi, kad nauda tiek iz\u0146emta tie\u0161i p\u0113c algas sa\u0146em\u0161anas dienas, lai jums neb\u016btu k\u0101rdin\u0101juma to izt\u0113r\u0113t v\u0113l\u0101k m\u0113nes\u012b. Alternat\u012bvi LHV pied\u0101v\u0101 izaugsmes kontu, kur\u0101 tiek ieskait\u012bta da\u013ca no j\u016bsu ikm\u0113ne\u0161a izdevumiem,<a href=\"https:\/\/www.lhv.ee\/en\/growthaccount\" target=\"_blank\" rel=\"noopener\"> ko sauc par mikroinvest\u012bcij\u0101m.<\/a><\/p><h2><b>6. Mudiniet b\u0113rnus uzkr\u0101t<\/b><\/h2><p>Nekad nav par agru s\u0101kt uzkr\u0101t \u2014 p\u0113t\u012bjumi liecina, ka finan\u0161u ieradumus var apg\u016bt jau septi\u0146u gadu vecum\u0101.<\/p><p>M\u0101c\u012bt b\u0113rniem par naudu ir viena no svar\u012bg\u0101kaj\u0101m liet\u0101m, ko j\u016bs varat vi\u0146iem iem\u0101c\u012bt, un ir daudz veidu, k\u0101 iesaist\u012bt vi\u0146us m\u0101c\u012bb\u0101s par naudu un pal\u012bdz\u0113t vi\u0146iem justies p\u0101rliecin\u0101tiem par sav\u0101m finans\u0113m.<\/p><h2><b>7. Dom\u0101jiet par pensiju<\/b><\/h2><p>T\u0101 k\u0101 maksim\u0101l\u0101 1. p\u012bl\u0101ra summa ir daudz maz\u0101ka nek\u0101 summa, ko liel\u0101k\u0101 da\u013ca cilv\u0113ku cer sa\u0146emt pensij\u0101, ir viegli saprast, k\u0101p\u0113c eksperti iesaka jau no jauna vecuma uzkr\u0101t<a href=\"https:\/\/www.pensionikeskus.ee\/en\/\" target=\"_blank\" rel=\"noopener\"> pensiju<\/a>. Daudzi cilv\u0113ki pierod ik m\u0113nesi veikt iemaksas pensijai, redzot, k\u0101 pensijas fonds laika gait\u0101 pak\u0101peniski pieaug.<\/p><p>Pensijas ir nodok\u013cu zi\u0146\u0101 izdev\u012bgs veids, k\u0101 uzkr\u0101t naudu, jo vald\u012bba papildina j\u016bsu iemaksas ar nodok\u013cu atvieglojumiem, un, ja jums ir darba dev\u0113ja pensija, ar\u012b j\u016bsu darba dev\u0113js veic iemaksas \u0161aj\u0101 sh\u0113m\u0101. Faktiski tas noz\u012bm\u0113, ka j\u016bsu uzkr\u0101jumi, visticam\u0101k, pieaugs \u0101tr\u0101k 2. l\u012bme\u0146a sh\u0113m\u0101. Apsv\u0113rt iesp\u0113ju iemaks\u0101t l\u012bdz <a href=\"https:\/\/www.pensionikeskus.ee\/en\/iii-pillar\/supplementary-funded-pension\/\" target=\"_blank\" rel=\"noopener\">6000 eiro 3. l\u012bme\u0146a pensij\u0101<\/a> (papildu fond\u0113ta pensija).<\/p><h2><b>8. Ieguld\u012bt n\u0101kotn\u0113<\/b><\/h2><p>Kad esat savald\u012bjis par\u0101dus un s\u0101cis regul\u0101ri uzkr\u0101t, varat apsv\u0113rt, vai<a href=\"https:\/\/staging.moneyhub.ee\/en\/news\/special-reports\/financial-freedom-crowding-investments\/\"> ieguld\u012bjumi<\/a> ir piem\u0113roti jums. Ieguld\u012bt noz\u012bm\u0113 ieg\u0101d\u0101ties akt\u012bvu, piem\u0113ram, oblig\u0101ciju, uz\u0146\u0113muma akciju vai fondu vien\u012bbas, piem\u0113ram, ieguld\u012bjumu fondu vien\u012bbas, cerot, ka t\u0101 v\u0113rt\u012bba n\u0101kotn\u0113 pieaugs un rad\u012bs ien\u0101kumus no dividend\u0113m.<\/p><p>V\u0113sturiski ieguld\u012bjumi ir biju\u0161i ienes\u012bg\u0101ki nek\u0101 naudas uzkr\u0101jumi, kuru v\u0113rt\u012bba laika gait\u0101 var samazin\u0101ties infl\u0101cijas d\u0113\u013c \u2013 lai gan, protams, pag\u0101tne nav garantija n\u0101kotnei un ieguld\u012bjumi var atnest maz\u0101ku pe\u013c\u0146u nek\u0101 ieguld\u012btais kapit\u0101ls.<\/p><h2><b>9. Saglab\u0101jiet impulsu<\/b><\/h2><p>Impulsa saglab\u0101\u0161ana ir b\u016btiska, lai sasniegtu ilgtermi\u0146a finan\u0161u izaugsmi. Saglab\u0101jiet koncentr\u0113\u0161anos un turpiniet virz\u012bties uz priek\u0161u, lai sasniegtu savus finan\u0161u m\u0113r\u0137us.<\/p><p>Regul\u0101ri p\u0101rskatiet savu bud\u017eetu un nepiecie\u0161am\u012bbas gad\u012bjum\u0101 piel\u0101gojiet savus t\u0113ri\u0146u ieradumus. Tas pal\u012bdz\u0113s jums kontrol\u0113t savas finanses un nodro\u0161in\u0101s, ka j\u016bs izmantojat savu naudu p\u0113c iesp\u0113jas efekt\u012bv\u0101k. Turkl\u0101t izp\u0113tiet jaunas invest\u012bciju iesp\u0113jas, kas atbilst j\u016bsu Piem\u0113ram, ja kr\u0101jat naudu m\u0101jas pirm\u0101 iemaksa, apsveriet iesp\u0113ju atv\u0113rt augstas ienes\u012bguma kr\u0101jkontu vai izp\u0113tiet citas invest\u012bciju iesp\u0113jas, kas pal\u012bdz\u0113s \u0101tr\u0101k sasniegt savu m\u0113r\u0137i.<\/p><p>Ar pareizo dom\u0101\u0161anu un strat\u0113\u0123ij\u0101m varat saglab\u0101t dinamiku un sasniegt ilgtermi\u0146a finan\u0161u stabilit\u0101ti. Atcerieties, ka galvenais ir palikt uztic\u012bgam saviem m\u0113r\u0137iem un virz\u012bties uz priek\u0161u, pat ja rodas gr\u016bt\u012bbas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Savas naudas p\u0101rvald\u012b\u0161ana var b\u016btiski ietekm\u0113t j\u016bsu maci\u0146u un n\u0101kotni. \u0160eit ir devi\u0146as lieliskas idejas, k\u0101 izveidot labas finan\u0161u ieradumus.<\/p>\n","protected":false},"author":3,"featured_media":21552,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"footnotes":""},"categories":[76],"tags":[],"class_list":["post-22323","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-raksti"],"acf":[],"blog_post_layout_featured_media_urls":{"thumbnail":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits-150x150.png",150,150,true],"full":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits.png",2240,1260,false]},"categories_names":{"76":{"name":"Raksti","link":"https:\/\/staging.moneyhub.ee\/lv\/category\/useful-info\/raksti\/"}},"tags_names":[],"comments_number":"0","rttpg_featured_image_url":{"full":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits.png",2240,1260,false],"landscape":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits.png",2240,1260,false],"portraits":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits.png",2240,1260,false],"thumbnail":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits-150x150.png",150,150,true],"medium":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits-300x169.png",300,169,true],"large":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits-1024x576.png",800,450,true],"1536x1536":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits-1536x864.png",1536,864,true],"2048x2048":["https:\/\/staging.moneyhub.ee\/wp-content\/uploads\/2025\/03\/Good-financial-habits-2048x1152.png",2048,1152,true]},"rttpg_author":{"display_name":"David Bailey","author_link":"https:\/\/staging.moneyhub.ee\/lv\/author\/davidbailey\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/staging.moneyhub.ee\/lv\/category\/useful-info\/raksti\/\" rel=\"category tag\">Raksti<\/a>","rttpg_excerpt":"Savas naudas p\u0101rvald\u012b\u0161ana var b\u016btiski ietekm\u0113t j\u016bsu maci\u0146u un n\u0101kotni. \u0160eit ir devi\u0146as lieliskas idejas, k\u0101 izveidot labas finan\u0161u ieradumus.","_links":{"self":[{"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/posts\/22323","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/comments?post=22323"}],"version-history":[{"count":4,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/posts\/22323\/revisions"}],"predecessor-version":[{"id":22327,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/posts\/22323\/revisions\/22327"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/media\/21552"}],"wp:attachment":[{"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/media?parent=22323"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/categories?post=22323"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.moneyhub.ee\/lv\/wp-json\/wp\/v2\/tags?post=22323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}